The Y in PRAY stands for You:
It’s not enough to know God loves you. It’s not enough to admit you’re a sinner. It’s not even enough to know that Jesus is the answer for your struggle with sin.
Look at how many times "you" is stated or implied in this verse:
“If YOU confess with YOUR mouth, “Jesus is Lord,” and (YOU) believe in YOUR heart that God raised Him from the dead, YOU will be saved.” Romans 10:9